Recently, the price of gold has fallen. I want to go to Hong Kong to buy gold and other appreciation. It ’s worried about unsafe at home. Can anti -theft insurance guarantee gold safety?
2 thoughts on “Is the family property insurance premium and expensive gold decoration item? How to buy jewelry loss insurance?”
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Hello!
It is understood that many insurance companies are not underwritten for investment -type precious metals.
is mainly because the moral risk is too high. Some insurance companies will set up special additional insurance to ensure gold and silver jewelry, but generally can only guarantee a maximum of 5,000 yuan.
It, gold and silver jewelry generally negotiate with relevant personnel of the insurance company, and agreed to insure. After several times, the insurance company also claimed claims at the price agreed at the insurance. Most insurance companies can protect companies, such as jewelry companies.
The insurance insurance channels. You can consider professional insurance agent agents. You can consider professional insurance companies' products, or insurance websites. You have to choose a well -known website. China Min Insurance Network is a insurance website certified by the CIRC. You can rest assured that you can insure.
Hello!
The property insurance contains these items you call.
Generally speaking, the scope of household property insurance coverage includes: insured property and special security property, which includes the ownership of home house decoration, decoration and accessories and indoor household property.
This Insurance purchase of home property insurance should be paid attention:
1. The insured person and the insurance subject have insurance interests. If most of the family's property has changed, you must change the content of the insurance company to the insurance company.
2, not all household property can insure home property insurance. Property (such as calligraphy and painting, antiques), daily necessities, etc. cannot be determined by determining specific value.
3. Do not insured. Insurance companies follow the principle of compensation during compensation. The insurance company does not compensate for excess insurance. Do not excess insurance and repeated insurance. The best insurance method is the original value insurance.
Is help you!